EMV Complaint QR Codes

EMV(R) Compliant Library built in .NET Standard for generating and parsing QR Codes. The library is based on the EMV(R) QR Code Specification for Payment Systems: Merchant-Presented Mode Version 1.

Creating a Merchant-Presented QR

To create a static (used for many transactions) you can use the static constructor

var globalUniqueIdentifier = Guid.NewGuid().ToString().Replace("-", string.Empty);
var merchantPayload = MerchantPayload.CreateStatic(
    merchantGlobalUniqueIdentifier: globalUniqueIdentifier,
    merchantCategoryCode: 4111,
    transactionCurrencyNumericCode: Iso4217Currency.MexicoPeso.Value.NumericCode,
    countryCode: Iso3166Countries.Mexico,
    merchantName: "My Super Shop",
    merchantCity: "Mexico City");

var payload = merchantPayload.GeneratePayload();

The above would produce some of the following fields.

Value String	Field Reference	Spec ID	Value Length	Spec Value	Explanation
000201	Payload Format Indicator	"00"	2	1	The Payload Format Indicator shall contain a value of "01"
000211	Point of Initiation Method	"01"	2	11	The value of "11" should be used when the same QR Code is shown for more than one transaction
52044111	Merchant Category Code	"52"	4	4111	The Merchant Category Code (MCC) shall contain an MCC as defined by ISO 18245.
6011Mexico City	Merchant City	"60"	11	Mexico City	The Merchant City should indicate the city of the merchant's physical location.

To see the full spec reference please read the specification provided by EMV(R) or read it from the file included

You can also go full fluent. The following example shows most of the fields used with the easier fluent approach:

var globalUniqueIdentifier = Guid.NewGuid().ToString().Replace("-", string.Empty);

var merchantPayload = MerchantPayload
    .CreateDynamic(globalUniqueIdentifier, 4111, Iso4217Currency.MexicoPeso.Value.NumericCode, Iso3166Countries.Mexico, "Chocolate Powder", "Mexico City")
    .WithAlternateLanguage(Iso639Languages.SpanishCastilian, "Chocolate en Polvo", "CDMX")
    .WithTransactionAmount(34.95m)
    .WithTipByUser()
    .WithAdditionalData(
        billNumber: "1234",
        mobileNumber: "5512341234",
        storeLabel: "The large store",
        loyaltyNumber: "A12341234",
        referenceLabel: "***",
        terminalLabel: "T12341",
        purposeOfTransaction: "We do commerce",
        additionalConsumerDataRequest: "AME")
    .WithUnreservedTemplate(globalUniqueIdentifier, new Dictionary<int, string>
    {
        {1, "Some value" },
        {2, "Another value" }
    });

var payload = merchantPayload.GeneratePayload();

Decoding a Merchant-Presented QR

You can easily decode a QR code by using the FromQR static constructor. Please note that the data will be validated against the spec automatically.

var merchantPayload = MerchantPayload.FromQR(qr);

Sample

The following sample which is included in the Unit Tests shows how to generate the QR data and then decode it back to an object.

var globalUniqueIdentifier = Guid.NewGuid().ToString().Replace("-", string.Empty);
var merchantPayload = MerchantPayload
    .CreateDynamic(globalUniqueIdentifier, 4111, Iso4217Currency.MexicoPeso.Value.NumericCode, Iso3166Countries.Mexico, "Chocolate Powder", "Mexico City")
    .WithAlternateLanguage(Iso639Languages.SpanishCastilian, "Chocolate en Polvo", "CDMX")
    .WithTransactionAmount(34.95m)
    .WithTipByUser()
    .WithAdditionalData(
        billNumber: "1234",
        mobileNumber: "5512341234",
        storeLabel: "The large store",
        loyaltyNumber: "A12341234",
        referenceLabel: "***",
        terminalLabel: "T12341",
        purposeOfTransaction: "We do commerce",
        additionalConsumerDataRequest: "AME")
    .WithUnreservedTemplate(globalUniqueIdentifier, new Dictionary<int, string>
    {
        {1, "Some value" },
        {2, "Another value" }
    });
merchantPayload.PostalCode = "12345";

var qr = merchantPayload.GeneratePayload();

merchantPayload = MerchantPayload.FromQR(qr);
Assert.Equal(globalUniqueIdentifier, merchantPayload.MerchantAccountInformation.First().Value.GlobalUniqueIdentifier);
Assert.Equal(4111, merchantPayload.MerchantCategoryCode);
Assert.Equal(Iso4217Currency.MexicoPeso.Value.NumericCode, merchantPayload.TransactionCurrency);
Assert.Equal(Iso3166Countries.Mexico, merchantPayload.CountyCode);
Assert.Equal("Chocolate Powder", merchantPayload.MerchantName);
Assert.Equal("Mexico City", merchantPayload.MerchantCity);
Assert.Equal(Iso639Languages.SpanishCastilian, merchantPayload.MerchantInformation.LanguagePreference);
Assert.Equal("Chocolate en Polvo", merchantPayload.MerchantInformation.MerchantNameAlternateLanguage);
Assert.Equal("CDMX", merchantPayload.MerchantInformation.MerchantCityAlternateLanguage);
Assert.Equal(34.95m, merchantPayload.TransactionAmount);
Assert.Equal(1, merchantPayload.TipOrConvenienceIndicator);
Assert.Equal("1234", merchantPayload.AdditionalData.BillNumber);
Assert.Equal("5512341234", merchantPayload.AdditionalData.MobileNumber);
Assert.Equal("The large store", merchantPayload.AdditionalData.StoreLabel);
Assert.Equal("A12341234", merchantPayload.AdditionalData.LoyaltyNumber);
Assert.Equal("***", merchantPayload.AdditionalData.ReferenceLabel);
Assert.Equal("T12341", merchantPayload.AdditionalData.TerminalLabel);
Assert.Equal("We do commerce", merchantPayload.AdditionalData.PurposeOfTransaction);
Assert.Equal("AME", merchantPayload.AdditionalData.AdditionalConsumerDataRequest);
Assert.Equal(globalUniqueIdentifier, merchantPayload.UnreservedTemplate.First().Value.GlobalUniqueIdentifier);
Assert.Equal("Some value", merchantPayload.UnreservedTemplate.First().Value.ContextSpecificData[1]);
Assert.Equal("Another value", merchantPayload.UnreservedTemplate.First().Value.ContextSpecificData[2]);
Assert.Equal("12345", merchantPayload.PostalCode);
Assert.NotNull(merchantPayload.CRC);